The integrity of every refinance loan rests entirely on securing first lien position refinance status for the new mortgage. During a high-volume surge, the risk of undiscovered or improperly discharged liens—from recent HOA assessments to lingering prior mortgages—increases dramatically, threatening the loan’s security and marketability. Tier 1 Title’s process is built on dedicated risk defense, utilizing proactive curative solutions title specialists manage.
Expert Curative Title Work for Lien Priority
The moment a title commitment reveals a defect, the resolution process must begin instantly. Tier 1 Title leverages its centralized expertise in curative title work for lien priority. Our national team is trained to immediately identify the necessary legal remedy across various state jurisdictions—whether it involves obtaining a specific type of subordination agreement, tracking down a prior lender for a release, or managing state-specific quiet title procedures.
Unlike local vendors who may rely on slower, general practice attorneys, our dedicated professionals possess deep, specialized knowledge of title law across our 45-state network. They can execute the curative action swiftly and cost-effectively, running the process concurrently with your underwriting review. This ensures that the loan pipeline maintains its velocity and that the lender’s collateral is protected by an indisputable, insured first lien position.
