
Judgments
Disclaimer: The terms and conditions listed are state specific requirements and can change without notice and may require additional stipulations. The information provided is gathered from external sources, therefore, Tier 1 Title, assumes no responsibility or liability in the accuracy of the information.
Below are frequently asked questions
- What are the statutes of limitations on judgments?
- Can I purchase a home if I have a judgment?
- Can I refinance my home if I have a judgment?
JUDGMENT CLEARANCE |
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Updated as of 9/18/14. |
How Long Are Judgments Valid |
Extension Periods |
Tenants By The Entireties |
Purchase Money Mortgages Have Priority Over Judgments |
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Alabama | 10 years after date of execution | 1 -10 year period | Not Recognized | Yes | ||
Alaska | 10 years after date of execution | After 5 years court must grant execution | No debt protection | No Only IRS Liens subordinate to PMM |
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Arizona | 5 years after recording date | Unlimited renewals | Not Recognized | No | ||
Arkansas | 10 years after date of execution | May be revived | No protection | Yes | ||
California | 10 years after date of execution | 1-10 year period | Not Recognized | Yes | ||
Colorado | 6 years after date of execution | Can be renewed for additional 6 year periods | Not Recognized | Yes | ||
Connecticut | 20 years after date of execution | No extensions | Not Recognized | Yes | ||
Delaware | 10 years after date of execution. | 1 – 10 year extension | Debt protection | Yes If mortgage is within 5 days of deed |
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District of Columbia | 12 years after date of execution | 1 – 12 year period | No debt protection | Yes | ||
Florida | 10 years after date of recording | 1 – 10 year period | Debt protection | Yes | ||
Georgia | 7 years after date of execution | Unlimited 7 year renewals | Not Recognized | Yes | ||
Hawaii | 10 years after date of execution | 1 – 10 year extension | Debt protection | No | ||
Idaho | 5 years after date of execution | 1 – 5 year extension | Not Recognized | Yes | ||
Illinois | 7 years after date of execution | 2 – 7 year periods max 20 yrs |
Debt protection | Yes | ||
Indiana | 10 years after date of execution | Extended by court order only | Debt protection | Yes | ||
Iowa | 10 years after date of execution | No extensions | Not Recognized | Yes | ||
Kansas | 5 years after date of execution | May be revived if motion filed within 2 yrs of dormancy Court revives |
Not Recognized | Yes | ||
Kentucky | 15 years after the date of recording | Can be extended | No debt protection | Yes, but not for equitable subrogation |
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Louisiana | 10 years after date of execution | Multiple 10 year renewal periods | Not Recognized | No | ||
Maine | 20 years after date of recording | 1 – 20 year renewal | Not Recognized | No | ||
Maryland | 12 years from date of execution | 1 – 12 year extension period | Debt protection | Yes, Mtg must say that it is PMM |
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Massachusetts | 6 years after recording lien | Can be renewed for additional 6 years periods | Recognized | No | ||
Michigan | 5 years after date of recording | 1 – 5 year ext, if re-rec’d within 120 days of expiration | Debt protection | Yes | ||
Minnesota | 10 years after date of execution | Renewable before judgment expires | Not Recognized | Yes | ||
Mississippi | 7 years after date of execution | 1 – 7 yr period, if re-filed within 6 months after expiration | Debt protection | Yes | ||
Missouri | Prior to 8/28/98 = 3 yrs On or after 8/28/98 = 10 yrs |
May be renewed for multiple extension periods | Debt protection | Yes | ||
Montana | 10 years after date of execution | Judgments can be extended | Debt protection | Yes | ||
Nebraska | 5 years after date of execution | Can be revived within 10 years of becoming dormant | Not Recognized | Yes | ||
Nevada | 6 years after recording date | Multiple renewals Aff must be rec’d within 90 days of expiration |
Not Recognized | Yes | ||
New Hampshire | 16 years after date of execution | No extensions | Debt protection | No | ||
New Jersey | 20 years after date of execution | 20 yr ext must be filed prior to original expiring |
No debt protection | Yes | ||
New Mexico | 14 years after date of execution | 1 – 7 year extension | Not Recognized | No | ||
New York | 10 years after date of execution | 1 – 10 year period | No debt protection | Yes | ||
North Carolina | 10 years after date of execution | Can be extended indefinitely if filed before original judgment expires | Debt protection | Yes | ||
North Dakota | 10 years after date of execution | 1 – 10 year extension period | Not Recognized | Yes | ||
Ohio | 5 years after date of recording | Can be extended for multiple 5 yr extensions, if filed prior to expiration | Not Recognized Repealed 1985 If created pre-85 still valid |
Yes | ||
Oklahoma | 5 years after date of recording | Can be extended | No debt protection | Yes | ||
Oregon | 10 yrs from date execution Criminal Judge 20 yrs if after 1/15/98 50 yrs if after 1/1/06 |
1 – 10 year extension | No debt protection | Yes | ||
Pennsylvania | 5 years after date of execution | Can be extended for 5 year periods | Debt protect on sale only. Refi must obtain release |
Yes | ||
Rhode Island | 20 years after date of execution | No extensions | No debt protection | No | ||
South Carolina | 10 years after date of execution | No extensions | Not Recognized | Yes | ||
South Dakota | 10 years after date of execution | May be extended for 10 year period | Not Recognized | Yes | ||
Tennessee | Prior to 5/17/00, good for 3 years. After 5/17/00, good for 10 years from date of execution | No extensions | Limited protection Treat as no debt protection |
Yes | ||
Texas | 10 years after recording abstract of judgment | Can be revived by action brought within 2 yrs of judgment becoming dormant | Not Recognized | Yes | ||
Utah | 8 years after date of execution | No debt protection | Yes | |||
Vermont | 8 years after issuance of FJ that judgment is based on | May be renewed for 8 year ext’s relates back to recording original lien |
Debt protection but can be attached for debt incurred by husband for “necessary upkeep” of property | No | ||
Virginia | 20 years for Circuit Ct or judgment for Virginia 10 years for District Ct |
May be extended for a 20 year period | Debt protection | Yes | ||
Washington | 10 years after date of execution | 1 – 10 yr period, if filed with 90 days of expiration | Not Recognized | No | ||
West Virginia | 10 years after date of execution. However, if against current owner can still be valid after 10 yrs | Extended for add’l 10 yr periods, if filed prior to expiration | Not Recognized | Yes | ||
Wisconsin | 10 years after date of Entry |
No extensions | Not Recognized | Yes | ||
Wyoming | 5 years after date of execution |
Debt protection | Yes | |||